At Elevate Miles, we believe that points and miles have the power to transform the way you travel — turning everyday spending into premium cabin upgrades, business class seats, and experiences that might otherwise feel out of reach. That is why we build tools, write honest reviews, and publish in-depth guides: to help you get more value from every point you earn.

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Credit Cards

Bilt Card 2.0: The Complete Guide to Blue, Obsidian & Palladium — How to Earn on Rent, Mortgage, and Every Dollar You Spend

Bilt Card 2.0 launched three new cards in February 2026 — Blue, Obsidian, and Palladium. This complete guide breaks down every card, both housing earning options (Housing-Only tiers vs. Bilt Cash), mortgage rewards for any lender, Rent Day strategy, elite status, and which card is right for you.

Credit Cards

Best Credit Cards for Beginners to Travel for Free

The best credit cards for beginners to start earning free travel, and why Chase and Amex are the strongest starting point for points.

April 8, 2024

Business · ATL → Maldives

Credit card
portal750,000pts required

Elevate Miles
170,000pts required

VS

77% fewer points

Stop overpaying. Book smarter.

Our free points training teaches you exactly how to find these deals yourself.

47 lessons · plus award alerts · unsubscribe anytime

Normally you transfer60,000

With a 30% bonus46,200

13,800 fewer points

Transfer bonuses end before most people hear about them.

Banks run limited-time bonuses to airline and hotel partners. We email you the day one opens.

One email per bonus · unsubscribe anytime

Card portal750,000

Booked right170,000

Same flight · 77% fewer points

Most people pay four times too much.

The portal price is the one the bank wants you to take. There is almost always a cheaper way to the same seat.

47 lessons · plus award alerts · unsubscribe anytime

Your pointsAirline

Transferred60,000

Can be moved back0

Transfers are one way

One wrong transfer and the points are gone.

Move points to an airline before the seat is confirmed and there is no undo button.

Free training · plus award alerts · unsubscribe anytime

From this

To this

→

Same flight. Same day. One of you is lying flat.

The seat up front is rarely about money. It is about knowing which points book it.

Free training · plus award alerts · unsubscribe anytime

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Search every airline's award space in one place.

+80

Live seat availability, updated hourly

Search award seats →

Free to search · partner link

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+80

Alerts the moment a seat opens

Want to find award availability?

Search millions of award seats across airlines with Seats.aero, and get alerts when the flights you want become available.

Try Seats.aero →

Partner link · free to search, alerts are paid